Loans

Borrowing money from friends and family

Borrowing from friends and family
1. Only borrow from a friend as the last resort!
Only borrow money from friends and family as a last resort. Also, if you do make sure you have planned how and when you are going to repay it. If you borrowed from the bank you […]

Self Certification Loans

Self Certification Loans

Many different types of loans are now coming back to the market after the crash of 2007; one product we are seeing more often is the self-certification equity backed loan.
 
The majority of borrowers with […]

Short-term Secured Loans

7 Reasons Why Short-term Secured Loans Could be a Better Way to Borrow
No one likes having large loans that take years to pay off. A mortgage is possibly the exception, because of its use, but if you do need to borrow money for renovating your home or a new car, then a short term, secured fixed loan […]

Bridging Loan for UK Haulage Company

Bridging Loan for UK Haulage Company
 
At Pledge has come to the aid of a customer who runs a well-established haulage company, with a short term bridging loan. […]

Short Term Loans against Pensions

Short Term Loans against Pensions

AtPledge has launched a new service allowing businesses to secure loans against the value of their pension schemes. It is a simple process, which provides the necessary security for us to lend funds to businesses in need […]

The UK’s Bridging Market

The UK’s Bridging Market
Is the nature of the bridging loan changing?
The first quarter of 2015 has seen bridging lending exceed £80 million, making it a serious player in the financial market place. Not only has it reached £80 million in the first quarter, but also is currently averaging lending […]

Rise of secured loans

Second charge loans continue to be more and more important in the market. Marcus Reeder CEO of AtPledge Ltd gives his view on the market.
2015 is proving to be important for secured loans. With competition increasing, there are many more products in the market […]

Porting Existing Loans

Porting Existing Loans
It is nearly a year since the new mortgage regulations were introduced. The regulations changed significantly the way lenders assessed new borrowers, and imposed stringent new affordability rules. Where the system is falling down however, is when borrowers try to port their existing mortgages […]

Homeowner Loans

Banks and Homeowner Loans
When you need funds to buy a dream kitchen or car, or even a buy-to-let property, most people think about the equity in their home whether it’s for a second mortgage or a new secured loan. Banks are offering new loans, and 24-hour decisions wherever you look […]

Loans for Business and the EFG

Loans for Business and the EFG
The Enterprise guarantee scheme from a taxpayer’s and the government’s perspective has been an unmitigated expensive disaster. The government entrusted the scheme with the countries bankers only to find that default rates within the scheme are […]