Helping First Time Buyers & Property Developers

@Pledge Helps First Time Buyers & Part Time Property Developers!
Finding a mortgage is considerably easier than it was directly after the 2008 financial crash, but it’s increasingly difficult to jump over the hurdles the new MMR legislation imposes. […]

How to get a Loan if you Have Bad Credit

How to get a Loan if you Have Bad Credit?
There are loans out there for people with bad credit, if you know where to look. You are unlikely to get a bad credit loan from a high street lender such as your bank. […]

Working with Short Term Loan Brokers

We are looking for Short Term Loan Brokers & Intermediaries
Writing a short-term loan by some is viewed as complicated and often placed into ‘bin 13’. However, those with any senses will work out what has the best return. […]

New Product Launch

At Pledge launches new product

AtPledge in Northampton opened its doors to borrowers in 2012. Since then the business has grown from its first £30k loan to a loan book in excess of £30 million. Originally we set out to loan against assets such as vintage cars, aeroplanes and yachts, […]

Second Charge Secured Loans

Borrowers Who Should Consider Second Charge Secured Loans
Marcus Reeder, director of AtPledge, says the length of time additional capital is required by a borrower is a key consideration. […]

Short Term Business Loans

Short Term Business Loans – The Governments Funding for Lending Scheme
Running a small business requires funding, if it is to be successful. Traditionally the high street banks have been the first port of call for business funding and this is why, the […]

Types of Loans | Loans to Avoid

Types of Loans and Loans to Avoid
There are many different types of loans on the market so make sure you chose the right one. When looking to borrow money, it’s important that you know your […]

Buy to Let Bridging

Securing Your Buy To Let Property – Quickly!
The use of property loans for the purchase of buy to let investments has exploded recently due to a number of factors:

Enforcement of MMR. (Mortgage Market Review rules.)
The rapid rise in house prices.
High street lenders imposing […]

What are Bridging Loans?

What Are Bridging Loans?
Bridging loans are a short-term funding option. They are used to ‘bridge’ a gap between a debt becoming due and the main line of credit becoming available. We are predominately talking about property transactions, but they can also act as a short-term loan in pressing circumstances. […]

10 Tips for Buying Property at Auction

One of the main attractions of buying at auction is that you avoid the usual drawn out process of house buying. Buying at a property auction is a much more transparent way to buy a home. You’ll see other bids as they’re made and when the hammer falls, you own the property. Here are our 10 top tips for buying […]